Ensure everyone is safe and contact emergency services. Once the area is secure, document all fire damage with photos and video—inside and out. If it is safe to do so, retrieve your insurance policy. Then contact our office for a free on-site inspection and policy review. We’ll guide your next steps to avoid costly mistakes.

Call us first. Insurance companies often try to minimize payouts. Our fire insurance claim lawyer and in-house public adjuster will evaluate your damages, handle insurer communication, and fight for the compensation you truly deserve—starting with a free consultation.

You still have options. Fire claims are often undervalued or wrongly denied. We help homeowners and business owners appeal denied claims or negotiate higher settlements—all with no upfront fees.

Fire often destroys the most obvious evidence of damage. That’s why we document structural damage, smoke damage, personal property loss, and any code upgrade requirements. Our team ensures nothing gets overlooked—especially when insurance companies try to undercut you.

Not yet. Always document fire-damaged items with photos and descriptions. If they pose a health hazard, document before disposal. Our public adjuster will guide you through what should be saved and what can go.

Beyond the obvious damage, fire claims often involve smoke damage, water damage from firefighting efforts, and hidden structural issues. These layers make it easy for insurers to undervalue your losses. We have the expertise to uncover and prove the full scope of damage.

There are no upfront costs when you work with us. We offer free consultations, on-site inspections, and policy reviews. You pay nothing unless we win or settle your case.

Most firms don’t offer both. We do. By combining legal strategy with expert damage assessments, we maximize your claim and eliminate the stress of dealing with the insurance company alone.

Yes, most homeowners insurance policies provide Additional Living Expenses (ALE) coverage, which reimburses costs such as hotel stays, meals, and other necessary expenses while your home is uninhabitable due to a covered loss. Be sure to save all receipts and records to ensure proper reimbursement.

Claims may be denied or underpaid for reasons like: The cause of damage isn’t covered by your policy. The claim exceeds policy limits. Insufficient documentation. Missing the required filing deadline. Unfortunately, some insurers may also unfairly underpay or deny claims to protect their bottom line. If you have concerns about your payout, contact an attorney to ensure you are rightfully compensated.

Yes, if you believe your claim was wrongfully denied or underpaid, you can appeal the decision. Start by reviewing your policy and the denial letter to understand the reasons for the denial. Then, gather additional evidence to support your claim and submit a written appeal to your insurer. Consulting with a public adjuster or an attorney can significantly strengthen your case and better your experience. Our lawyers help guide you through the appeals process, fighting for your rights and maximizing your chances of a favorable outcome.