First, stop the source of water if possible and ensure your safety. Then document all visible damage with photos and videos. Don’t throw anything away yet. Contact us for a free on-site inspection—we’ll assess the damage and help you protect your claim.

Call us first. Insurance companies often minimize payouts. Our team—led by a water damage attorney and in-house public adjuster—will guide you through the process, ensuring you don’t say or do anything that could hurt your claim.

Gradual damage (like slow leaks or hidden pipe issues) is often denied by insurers, but you still have options. We can help interpret your policy and fight back if your claim is denied or undervalued.

You can take steps to prevent further damage—like removing excess water or placing tarps—but do not begin major repairs until our adjuster has documented everything. Save receipts for any emergency work and call us before cleanup to avoid harming your claim.

Most policies cover sudden or accidental events like burst pipes, appliance leaks, or overflow. Flooding is often excluded unless you have specific flood coverage. We offer free policy reviews to help you understand exactly what is (and isn’t) covered.

Simple claims can take as little as a few weeks. Complex claims involving mold, structural damage, or disputes can take longer. Our legal team and adjuster work together to keep things moving and maximize your payout.

Most firms don’t offer both—but we do. Our in-house adjuster ensures every detail of your damage is documented, while our legal team fights to get you the full compensation you deserve, whether through negotiation or litigation.

We offer free consultations, inspections, and policy reviews. You only pay if we recover money for you. That means you pay nothing up front.

Yes, most homeowners insurance policies provide Additional Living Expenses (ALE) coverage, which reimburses costs such as hotel stays, meals, and other necessary expenses while your home is uninhabitable due to a covered loss. Be sure to save all receipts and records to ensure proper reimbursement.

Claims may be denied or underpaid for reasons like: The cause of damage isn’t covered by your policy. The claim exceeds policy limits. Insufficient documentation. Missing the required filing deadline. Unfortunately, some insurers may also unfairly underpay or deny claims to protect their bottom line. If you have concerns about your payout, contact an attorney to ensure you are rightfully compensated.

Yes, if you believe your claim was wrongfully denied or underpaid, you can appeal the decision. Start by reviewing your policy and the denial letter to understand the reasons for the denial. Then, gather additional evidence to support your claim and submit a written appeal to your insurer. Consulting with a public adjuster or an attorney can significantly strengthen your case and better your experience. Our lawyers help guide you through the appeals process, fighting for your rights and maximizing your chances of a favorable outcome.